Money Mall America, LLC, is a private money loan broker that facilitates 100% real estate deals. We connect qualified investors with the capital they need — and connect private money lenders with exceptional, secured returns.
Money Mall America is a loan broker firm specializing in real estate investment financing. We connect qualified borrowers with institutional hard money lenders and private money lenders to achieve funding solutions that conventional lenders can't provide.
Our flagship program seeks 85–90% institutional hard money coverage, then bridges the remaining gap through private money lending — enabling qualifying investors to achieve 100% project financing.
We connect qualified investors with institutional and private capital through a program designed from the ground up to protect all parties — with rigorous vetting, double collateral, full transparency, and active communication.
Schedule a no-obligation consultation to discuss your project and explore your funding options.
Call or text: 239-218-7876
Call or text: 336-643-2072
Our exclusive program is engineered from the ground up to protect borrowers and lenders alike — with strict vetting, verified collateral, and active communication at every stage.
Only top-tier borrowers pass our background and credit check process. Comprehensive underwriting protects every party in the transaction.
Borrowers must provide verified rental-property equity equal to at least twice the loan amount. Liens are recorded on all collateral.
Private money lenders receive monthly interest paid directly to their bank accounts, with principal returned at the conclusion of the loan term.
All loan terms and conditions are disclosed to borrowers upfront. There is never any attempt to create a secret or silent second mortgage.
We build lasting relationships with both lenders and borrowers. Repeat borrowers complete 3 to 5 deals per year; lenders reinvest across multiple projects.
We meet with borrowers regularly to track project progress. Lenders are contacted in month four to discuss reinvestment or principal return options.
Schedule a no-obligation consultation
to discuss your project or investment goals.
Call or text: 239-218-7876
Call or text: 336-643-2072
Money Mall America was founded by industry veterans committed to bringing transparency, rigor, and genuine partnership to real estate investment financing.
Lewis Waltzer is the founding principal of Money Mall America, LLC and the architect of its 100% Funding System for qualified real estate investors. With decades of experience in financial services, real estate investment, and being a loan broker, Lew brings a deep understanding of both borrower needs and lender risk management.
Lew's approach centers on building long-term, trust-based relationships with both borrowers and private money lenders. He personally oversees the borrower qualification process, underwriting summaries, and lender communications — ensuring every transaction is transparent, well-secured, and aligned with the goals of all parties involved.
Under Lew's leadership, Money Mall America has developed a proprietary borrower vetting process that requires rigorous credit and background screening, verification of investment track records, and double-collateral protections. His commitment is simple: only bring lenders the best-qualified deals, and only bring borrowers funding structures that make genuine financial sense.
Thom Illingworth is a co-founder and key partner at Money Mall America, LLC, contributing broad expertise in client relations, business development, and investment strategy. Thom plays a central role in expanding the company's network of borrowers, lenders, and strategic partners.
His background spans real estate investment analysis and financial product structuring, giving him the tools to evaluate deals quickly and match clients with the right capital solutions. Thom is known for his ability to clearly explain complex financing structures to clients at every level of experience — from first-time investors to seasoned real estate professionals.
Thom is committed to the company's core values of transparency, integrity, and results. He works closely with borrowers to ensure their documentation is properly packaged, their projects are financially sound, and their experience with Money Mall America is as seamless as possible from first consultation through closing.
Money Mall America connects qualified investors with the capital they need — from hard money commercial loans to private money bridge financing and residential investment programs.
Our core institutional program funds 85–90% of the purchase price plus 100% of renovation costs for real estate investments (not owner-occupied). Ideal for fix-and-flip, buy-and-hold, and small multi-family projects.
For qualified borrowers, we match them with private money lenders to cover the balance required for full funding — including the down payment, points, interest reserves, processing, legal, and other fees.
Financing for residential (not owner-occupied) investment properties — fix and flip projects, ground-up construction, refinancing, DSCR loans, and more. Fast approvals with deal evaluation and paperwork support included.
Schedule a no-obligation consultation.
We'll evaluate your deal and
map out the right funding path.
Call or text: 239-218-7876
Call or text: 336-643-2072
Money Mall America specializes in helping qualified investors obtain 100% funding for their real estate investments. Review the general guidelines below, then call us to discuss your specific situation.
Every deal is different. Call us for a no-obligation consultation and we'll walk through your situation — your credit, your experience, your collateral — and give you an honest picture of where you stand.
Call us for a no-obligation consultation. We'll walk through your situation and give you an honest assessment.
Call or text: 239-218-7876
Call or text: 336-643-2072
Money Mall America connects private money lenders with rigorously vetted real estate borrowers who offer 18% APR with monthly interest payments, backed by double collateral and recorded liens.
Our program is designed to give private money lenders exceptional returns while maintaining robust protections at every step. We do the work — you provide the capital and receive the returns.
Only the top-tier borrowers who pass our rigorous background check, credit review, and experience verification are brought forward to private money lenders. Our underwriting summary forecasts the deal for your review.
You receive a full deal summary. All terms and conditions are clearly presented. You — not us — always make the final lending decision. You are never committed without your explicit approval.
The borrower must provide rental/investment properties with equity at least twice the loan amount. Collateral is verified through a third-party appraisal, broker price opinion, or loan statement. A lien is recorded on all collateral properties.
Interest is paid directly to your bank account every month during the loan term. You don't have to chase payments or monitor the project — we handle ongoing borrower communication and progress tracking.
Between months 4 and 5 of a typical six-month loan, you are offered three options: reinvest the principal, reinvest principal plus earned interest, or receive your principal back at the end of the term. The choice is always yours.
Our program is engineered to protect lenders — rigorous borrower screening, double-collateral requirements, recorded liens, and full transparency at every stage.
Every borrower must provide investment properties with equity that is at least twice the loan amount. This 2:1 cushion provides significant downside protection.
A lien is recorded on all verified collateral properties. The borrower receives a satisfaction of mortgage only when the principal and all interest have been repaid in full.
The private money lender has full discretion to approve or decline any loan. We present the deal; you decide. Your capital is never deployed without your explicit consent.
For every deal, we prepare a underwriting summary that highlights the investment and documents the borrower's qualifications, so you can make a fully informed decision.
We contact lenders frequently to answer questions, provide project updates, and discuss future deal opportunities. You are never left in the dark about the status of your investment.
Between months four and five of each loan, you choose: reinvest principal, reinvest principal plus interest, or receive your money back. Our repeat lenders often reinvest across 5 to 10 deals per year.
Not all borrowers will qualify for 100% funding. This program is designed for well-qualified borrowers. The hard money and/or the private money lenders make all lending decisions.
Private money loans are not guaranteed by any federal or state institution. There is always a risk of loss of principal. Consult with an investment professional before investing any money.
Collateral is verified through a third-party property appraisal, broker price opinion, loan statement, or other third-party document believed — but not guaranteed — to be accurate.
Schedule a consultation to learn how you can put your capital to work with double-digit, monthly-paying returns.
Call or text: 239-218-7876
Call or text: 336-643-2072
info@moneymallamerica.com
There are multiple ways to earn with Money Mall America beyond lending. Content for this page is coming soon.
We are preparing detailed information about additional earning opportunities. Check back soon, or call us to learn more today.
Call or text: 239-218-7876
Call or text: 336-643-2072
